Longevity Vs. Retirement Age
The pension funds in many large corporations
(e.g., Boeing, Lockheed Martin, AT&T, Lucent
Technologies, etc.) have been “Over Funded”
because many “late retirees” who keep-on
working into their old age and retire late after
the age of 65 tend to die within two years after
their retirements. In other words, many of
these late retirees do not live long enough to
collect all their fair shares of pension money.
the important results in the following Table
from an actuarial study of life span vs. age
at retirement. The study was based on the
number of pension checks sent to retirees
of Boeing Aerospace.
Table – Actuarial Study of
life span vs. age at retirement.
| Age at Retirement | Average Age At Death |
| 49.9 | 86 |
| 51.2 | 85.3 |
| 52.5 | 84.6 |
| 53.8 | 83.9 |
| 55.1 | 83.2 |
| 56.4 | 82.5 |
| 57.2 | 81.4 |
| 58.3 | 80 |
| 59.2 | 78.5 |
| 60.1 | 76.8 |
| 61 | 74.5 |
| 62.1 | 71.8 |
| 63.1 | 69.3 |
| 64.1 | 67.9 |
| 65.2 | 66.8 |
Most Creative Years in the Life
The Nobel Laureate, Dr. Leo Esaki, delivered
a lecture entitled "Innovation and Evolution"
in the
Dr. Esaki indicated that most of the great
discoveries and innovations by the Nobel Laureates
occurred at the average age of 32 even though
the Nobel prizes were awarded 10 or 20 years
afterwards. Furthermore, Dr. Esaki indicated
that the peak creativity of most scientists occurred
around the age range of 20 to 30 years.
As one gets older, the experience increases
but the creativity decreases steadily with the age.
It is, therefore, very important to stimulate,
the cells of your body to keep functioning at
optimum levels, and retire young enough to
enjoy your Best Life.
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